Banknaked vs SoloTools

Automatic Fee Detection

Our smart algorithms do all the hard work for you. Once you connect your account, Banknaked automatically scans your transactions to identify every type of fee. It finds monthly account maintenance charges, foreign exchange markups on overseas purchases, ATM withdrawal fees, wire transfer costs, and other hidden charges that are easy to miss in a standard bank statement. You get a complete list without having to manually review pages of transactions.

Visual Cost Dashboard

Understanding your fees should be easy. Banknaked presents your banking costs on a clear, visual dashboard. You can see a pie chart or graph that breaks down exactly where your money is going over the last month or year. This visual summary helps you instantly grasp which fees are costing you the most, making complex financial data simple and actionable at just a glance.

Personalized Alternative Recommendations

Finding a better bank account can be overwhelming. Banknaked doesn't just show you the problem—it helps you solve it. Based on your specific banking habits and the fees you're paying, the platform provides personalized recommendations for alternative bank accounts or financial products that could save you significant money each year, turning insight into direct action.

Secure Open Banking Connection

Your security and privacy are our top priority. Banknaked uses secure, read-only Open Banking APIs to connect to your bank. This is the same technology trusted by financial institutions. It means we never see your login credentials, your data is encrypted, and we only have permission to view your transactions—we can never access your money or make any changes to your account.

AI-Powered Proposal Generation

This is the core magic of SoloTools. You simply describe your project in a few words, and the AI does the heavy lifting. It doesn't just fill in templates; it writes a unique, tailored proposal from scratch. It crafts persuasive executive summaries, breaks down the scope of work into clear details, structures professional pricing tables, and outlines logical timelines—all customized to your specific project details and client.

AI Section-Level Editing

Get precise control over your proposal's tone and content. For any section, like the executive summary or scope, you can ask the AI to refine it on the spot. Use simple commands like "Make more persuasive," "Make shorter," or "Rewrite in a formal tone." This allows you to perfect each part of the proposal without starting over, ensuring the final document perfectly matches your voice and your client's expectations.

Client Tracking & E-Signatures

Move seamlessly from sending to getting paid. Send proposals directly via email from within SoloTools and then track their journey. You'll get real-time notifications when a client views your proposal for the first time. Clients can review, ask questions, and sign the document electronically with a simple drawn signature, making the acceptance process legally binding and incredibly fast, all without chasing them down.

Proposal Analytics & Automation

Gain valuable insights to win more deals. The dashboard shows you a clear conversion funnel, tracking how many proposals were sent, viewed, accepted, or declined. This helps you understand what's working. You can also set automatic follow-up reminders and proposal expiry dates to create urgency, so you never have to send an awkward "just checking in" email again.

The First-Time Account Holder

If you've just opened your first bank account, all the fees and charges can be confusing. Banknaked acts as a guide, explaining each fee in plain language and showing you the real cost of your banking. This helps you build good financial habits from the start and ensures you choose the right account as your needs change, preventing you from overpaying from day one.

The Frequent Traveler

Do you travel abroad or shop on international websites? Foreign exchange fees and ATM charges can add up quickly without you noticing. Banknaked specifically highlights these cross-border transaction fees. By seeing the total annual cost, you can decide to switch to a bank account or card designed for travelers that offers free foreign transactions and ATM withdrawals.

The Cost-Conscious Consumer

You want to save money wherever possible, but banking fees are a blind spot. Banknaked is perfect for you. It performs a quick "health check" on your bank accounts, identifying recurring charges for services you may not even use. With this report, you can call your bank to negotiate waivers, downgrade your account package, or confidently switch to a truly free alternative.

The Financial Reviewer

Whether you're preparing your annual budget, doing your taxes, or simply reviewing your finances, Banknaked provides the missing piece of data: your total banking cost. It compiles all those small, scattered fees into one clear annual figure, making it easy to account for this expense in your financial planning and identify opportunities to boost your savings effortlessly.

Freelance Web Designers & Developers

Web designers and developers can quickly generate detailed proposals for website redesigns, new builds, or ongoing maintenance. The AI can outline phases like Discovery, UI/UX Design, and Development with corresponding timelines and budgets, presenting a professional plan that helps clients understand the value and process, leading to higher acceptance rates.

Independent Marketing Consultants

Marketing consultants pitching SEO audits, content strategy, or social media campaigns can use SoloTools to structure their service offerings clearly. The AI helps articulate the strategy, projected outcomes, and investment in a client-friendly way, making complex marketing services easy for clients to understand and approve.

Business & Strategy Consultants

For consultants offering high-level strategy, business planning, or operational reviews, SoloTools helps create proposals that establish credibility from the first page. The AI crafts executive summaries that speak to business outcomes and ROI, framing the consultancy engagement as a strategic investment rather than just a service.

Creative Freelancers (Writers, Designers)

Freelance writers, graphic designers, and illustrators can efficiently propose projects for branding, copywriting, or design packages. By inputting the project scope and budget, they get a professionally formatted proposal that clearly defines deliverables, revisions, and payment terms, protecting their scope and setting clear expectations upfront.

Banknaked is your personal financial detective, designed to uncover the hidden fees your bank doesn't want you to see. In simple terms, it's a transparency tool that securely connects to your bank account using Open Banking technology. Once connected, it scans your transactions to give you a clear, easy-to-understand breakdown of every single charge you've paid. This includes monthly maintenance fees, foreign exchange markups, ATM withdrawal charges, and other miscellaneous costs that often get buried in complex statements. The platform is perfect for anyone who uses a bank account but isn't sure exactly what they're paying for. Whether you're a student, a professional, or just someone wanting to be smarter with money, Banknaked empowers you with knowledge. Its core value is simple: to reveal the true cost of your banking so you can stop overpaying. With this insight, you can confidently switch to a better account, negotiate with your current bank, or cancel services you don't need. The entire process is secure, fast, and read-only, meaning Banknaked can only view your data—it can never move your money. In less than two minutes, you can start your journey toward taking full control of your banking expenses.

SoloTools is your AI-powered partner for creating winning client proposals in seconds, not hours. Designed specifically for freelancers, independent consultants, and solo entrepreneurs, it transforms the daunting task of proposal writing into a simple, fast, and effective process. Instead of staring at a blank page, you just input basic project details like the client's name, project type, budget, and a few scope notes. In about 30 seconds, SoloTools' intelligent AI generates a complete, polished, and professional proposal ready to send to your client. This includes all the essential sections: a compelling executive summary, a detailed scope of work, a clear itemized pricing table, a project timeline, and standard terms. The tool is built to save you immense time, reduce the stress of business development, and help you present a more professional image to win more work. With a completely free starter plan offering 3 proposals per month, you can experience the benefits risk-free and start elevating your client interactions today.

Is Banknaked safe to use?

Absolutely. Security is our foundation. We use Open Banking, which is a secure, regulated standard. You connect your bank through your bank's own secure portal—we never see or store your login password. The connection is "read-only," meaning we can only view your transaction history to identify fees. We cannot access your money, make payments, or change any account details. Your data is encrypted and processed with bank-level security.

How much does Banknaked cost?

Using Banknaked to scan your bank and uncover your hidden fees is completely free. Our mission is to promote banking transparency, and we believe everyone should have free access to understand what they're paying. There is no charge for connecting your accounts, receiving your fee analysis, or getting personalized recommendations for better alternatives.

Which banks do you support?

Banknaked supports a wide range of major banks and financial institutions across Europe through Open Banking APIs. The connection process is quick and standardized. When you begin the sign-up, you will be able to search for and select your bank from our list of supported partners to start the secure connection immediately.

How long does it take to see my results?

The process is very fast. After you securely connect your bank account through Open Banking (which takes about a minute), our algorithms need just another minute to scan and analyze your transactions. In less than two minutes total, you will have a full breakdown of your banking fees displayed on your personal, easy-to-understand dashboard.

Is there really a free plan?

Yes! SoloTools offers a completely free plan that requires no credit card to start. You can create and send up to 3 full proposals every month at no cost. This includes AI generation, editing, and sharing via link. It's a perfect way to test the tool and see how much time it can save you on your next client pitch.

How does the AI know what to write in the proposal?

The AI is trained on thousands of successful business proposals. When you input your project details—like client name, project type, budget, and scope notes—it uses this context to generate relevant content. It structures industry-standard sections and uses persuasive language tailored to your specific service, ensuring the proposal is both professional and personalized.

Can I edit the proposals the AI creates?

Absolutely. Every part of the AI-generated proposal is fully editable. You can click into any text box and change the wording directly. More powerfully, you can use the AI editing commands per section (like "Make more persuasive") to refine the content without manually rewriting everything, giving you total creative control.

Are the e-signatures legally binding?

Yes, the electronic signatures collected through SoloTools are legally binding. The system creates a clear audit trail that records the client's signature action, their IP address, and a timestamp. This provides a valid record of their intent to accept the proposal and its terms, which is recognized for most business contracts and agreements.

Banknaked is a personal finance tool that helps you see and understand the hidden fees your bank charges. It connects securely to your accounts to analyze your statements, giving you a clear picture of your true banking costs. This puts you in a better position to save money. People look for alternatives for different reasons. Some might want a tool with budgeting features, while others may prefer a different pricing model or need it to work with specific banks. Your own financial goals will guide what you need most. When choosing a different tool, focus on what matters to you. Consider the core features, how easy it is to use, and the security standards it follows. The best choice is one that fits your specific situation and helps you feel more confident about your money.

SoloTools is an AI-powered proposal generator that helps freelancers and independent consultants create professional client proposals quickly. It falls into the business and finance software category, focusing on streamlining the sales and project scoping process for solo professionals. Users often explore alternatives for various reasons. Some might need different pricing structures or a free plan with more features. Others may require integration with specific platforms like their CRM or project management tools, or they might be looking for more advanced customization and branding options beyond what one tool offers. When choosing an alternative, consider your primary needs. Look at the core features like AI quality, editing flexibility, and output formats. Evaluate the pricing plans and any limits on proposals. Also, check for important extras like client analytics, branding capabilities, and how easily the tool fits into your existing workflow.