kill the sub vs Portfolio Genius

Instant AI-Powered Statement Analysis

Our advanced AI technology scans your uploaded bank or credit card statements in seconds, not hours. It intelligently detects patterns to identify every single recurring charge, from your streaming services and software subscriptions to gym memberships and newsletters. You get a clear, comprehensive overview of your total annual subscription costs without having to manually comb through dozens of transaction lines yourself.

Direct Insta-Cancel Links

Once you unlock your full report for the small one-time fee, you don't just get a list of names. For each subscription found, Kill the Sub provides you with a direct link to the cancellation page for that specific service. This eliminates the frustrating hunt through account settings and help centers, turning a typically tedious task into a few simple clicks.

Exclusive AI Cancellation Agent (MCP Endpoint)

This is a game-changing exclusive feature. When you get your results, you also receive a unique personal agent endpoint. You can share this with any AI assistant and simply tell it which subscriptions you want to cancel. The agent then takes over, browsing the web and handling the cancellations on your behalf, expertly navigating tricky cancellation processes and dark patterns designed to make you stay.

Smart Cancellation Method Triage

Not all subscriptions are cancelled the same way. Our system and AI agent are smart enough to know the difference. It automatically categorizes charges by the cancellation method required—like online forms for Stripe, certified mail for gyms, or phone calls for telecom services—so you can easily prioritize the quick wins and know exactly what to expect for the tougher ones.

Real-Time AI Portfolio Analysis

Portfolio Genius acts as your 24/7 analyst. It constantly monitors your holdings, processing real-time prices, company financials, market news, and the latest research. This powerful combination allows the AI to provide you with up-to-the-minute insights on your portfolio's health, potential risks, and opportunities based on current market conditions and your personal risk profile.

Smart Trade Suggestions & Management

Move from guesswork to guided action. Based on its continuous analysis, Portfolio Genius offers you clear, data-driven trade ideas. You can effortlessly log and track all your trades within the platform, gaining detailed insights into your trading patterns and performance over time. This feature helps you learn from your decisions and refine your strategy.

Unified Global Market Dashboard

Simplify your tracking by bringing all your investments together. This feature allows you to monitor stocks, ETFs, and cryptocurrencies from major exchanges worldwide in a single, streamlined dashboard. No more switching between multiple apps or websites. Get a comprehensive view of your entire diversified portfolio's performance at a glance.

Portfolio Diversification Visualizer

Achieving a balanced portfolio is key to smart investing. Portfolio Genius provides a clear, visual breakdown of your asset allocation across different sectors, industries, and asset classes. This easy-to-read chart helps you instantly see if your portfolio is too concentrated in one area, empowering you to make adjustments for better long-term stability.

The Annual Financial Spring Clean

Once a year, take a few minutes to upload your statements and see everything you're subscribed to. This is perfect for anyone doing a budget review, preparing for tax season, or simply wanting to ensure their money is going toward things they actually use and value, cutting out the waste effortlessly.

Prepping for a Big Life Change

Whether you're moving to a new city, changing jobs, or adjusting to a fixed income, your subscription needs change. Use Kill the Sub to quickly audit all your recurring expenses before a major life event. This helps you cut services you no longer need, freeing up essential cash flow for your new priorities.

The Forgotten Free Trial Hunter

We've all signed up for a free trial meaning to cancel it later, only to forget and get charged. Kill the Sub is the perfect tool to find those charges. Its AI spots even the most obscure service names on your statement, helping you reclaim money lost to trials you didn't intend to convert into paid plans.

Delegating the Cancellation Hassle

For those who find the cancellation process overwhelming or simply don't have the time, the AI Cancellation Agent feature is ideal. You can delegate the entire task. Just tell your AI agent which services to cancel, and it will work through the process, handling emails, navigating complex websites, and saving you hours of frustration.

The Beginner Investor Learning the Ropes

If you're new to investing, the market can feel overwhelming. Portfolio Genius acts as your patient tutor. You can chat with the AI to ask basic questions, understand why it makes certain suggestions, and explore different portfolio strategies risk-free. It's a safe, educational environment to build your confidence and knowledge before committing real money.

The Busy Professional Seeking Automation

For professionals with demanding careers, finding time to manage investments is tough. Portfolio Genius provides the perfect automated assistant. You can set your goals and risk tolerance, then let the AI monitor the markets and send you concise, actionable insights. For ultimate convenience, you can even enable auto-trading to execute strategies on your behalf.

The Hands-On Trader Seeking an AI Edge

Even experienced traders can benefit from a second opinion. Portfolio Genius serves as a powerful research assistant, scanning vast amounts of data and news that a human might miss. It can validate your ideas, highlight unseen risks in your portfolio, and suggest alternative opportunities, giving you a sophisticated advantage in your decision-making process.

The Portfolio Reviewer Needing Clarity

Do you have existing investments scattered across different accounts? Portfolio Genius helps you consolidate and understand them. Simply input your holdings to get an instant, clear analysis of your overall asset allocation, performance, and risk exposure. It cuts through the clutter, providing a unified report that makes portfolio review simple and effective.

Kill the Sub uses a straightforward, transparent pricing model with no subscriptions or hidden fees. For a simple one-time payment of $3, you receive full, instant access to your personalized subscription report. This includes your complete list of identified recurring charges, the total annual cost, and direct "insta-cancel" links for each service. Your payment also unlocks your exclusive AI Cancellation Agent endpoint. No account is needed to use the service, and we never store your uploaded files.

Portfolio Genius offers simple, transparent pricing plans to suit different needs, each including a 7-day free trial.

Lite - $10/month
Ideal for getting started, this plan includes up to 3 portfolios, weekly portfolio reviews, basic AI recommendations, and up to 10 trade suggestions per month, with community support.

Premium - $20/month (Most Popular)
This full-featured plan offers unlimited portfolios, daily portfolio reviews, access to all AI analysis models, unlimited trade suggestions, integration with Alpaca brokerage for auto-trading, priority support, and early access to new features.

Premium Annual - $200/year (Best Value)
Get everything in the Premium plan while saving $40 annually (equivalent to 2 months free). This plan also includes priority email support and exclusive annual member perks.

All plans are backed by a 7-day money-back guarantee.

Kill the Sub is your friendly financial assistant designed to help you find and cancel forgotten subscriptions that are quietly draining your bank account. In today's digital world, it's incredibly easy to sign up for a free trial or a useful service and then completely forget about it, leaving you with recurring charges month after month. This tool simplifies that problem. You simply upload your recent bank or credit card statements, and in under two minutes, its smart AI scans for all those sneaky recurring payments. It then shows you exactly how much you're spending on subscriptions every year. The best part? For a simple, one-time fee of just $3, you unlock direct links to cancel each service instantly. Kill the Sub is perfect for anyone who wants a clearer financial picture, from busy professionals and parents to students and retirees. With a strong promise of privacy—your files are deleted immediately—and a money-back guarantee if you don't save more than $3, it's a risk-free way to take back control of your finances and your peace of mind.

Welcome to Portfolio Genius, your friendly AI-powered partner for smarter investing. Think of it as having a personal investment advisor that works for you 24/7, making the complex world of stocks, ETFs, and crypto feel simpler and more approachable. Whether you're just starting to learn about the market or you've been trading for years, Portfolio Genius is designed to guide you every step of the way. It works by continuously analyzing your investment portfolio against live market data, financial news, and global trends. Then, it translates all that complex information into clear, data-driven insights and reasoned trade suggestions. This means you can make informed decisions with greater confidence, without needing to be a financial expert.

The tool is built for a wide range of investors. If you're a beginner, it provides educational guidance to help you learn as you go. For busy professionals, it offers an automated helping hand to manage your portfolio even when you're short on time. And for seasoned traders, it delivers that extra AI edge to spot opportunities you might have missed. You can interact with it through a simple chat interface, asking questions in plain language like you would a trusted friend. Plus, you get to choose your level of involvement: manually review its smart suggestions or enable auto-trading for a more hands-off approach. All your positions, trades, and performance are neatly organized in one easy-to-understand dashboard, giving you a clear picture of your financial journey.

Is my financial data safe with Kill the Sub?

Absolutely. Your privacy and security are our top priority. The bank or credit card statements you upload are analyzed instantly by our AI system and then immediately and permanently deleted from our servers. We do not store your financial documents. The process is designed to be completely secure and private.

What if I don't save more than $3?

We are so confident in the value Kill the Sub provides that we offer a simple guarantee: if our service does not help you identify at least $3 in savings from cancellations, we will refund your $3 payment. It's a completely risk-free way to audit your subscriptions and take control of your finances.

How does the AI Cancellation Agent work?

When you purchase your report, you gain access to a unique, personal MCP endpoint. You can provide this endpoint to an AI assistant (like ChatGPT or Claude) and give it a natural language command, such as "cancel my Netflix and Adobe subscriptions." The agent then uses specialized knowledge to navigate to the correct pages, bypass dark patterns, and even draft/send cancellation emails on your behalf for supported services.

What file formats do you accept?

We make the upload process as easy as possible. You can upload your bank or credit card statements in either CSV or PDF format, which are standard formats provided by virtually every major bank and financial institution. Just download your last 2-3 months of statements from your online banking portal and drop them in.

Does Portfolio Genius provide investment advice?

No. Portfolio Genius is a portfolio tracking and analytics platform that provides educational and informational analysis on your investments. It offers data-driven insights and trade suggestions based on market data, but these are not personalized financial advice. All investment decisions are ultimately your responsibility.

How does the 7-day free trial work?

You can start a free trial of either the Lite or Premium plan with no commitment required. The trial gives you full access to all the features of your chosen plan for 7 days. If you decide it's not for you, you can cancel anytime during the trial period at no cost. No credit card is needed to start the trial for the demo.

Can I try Portfolio Genius without creating an account?

Yes! You can explore the core functionality without any sign-up. The "Create a Portfolio Without Signing Up" demo allows you to input hypothetical investment goals and an amount to see how the AI analyzes and constructs different portfolio compositions. This is a great way to experience the tool's value firsthand.

What is the Portfolio Leaderboards feature?

The Leaderboards are a unique and educational feature where you can watch AI-managed portfolios with different strategies (like Aggressive, Moderate, Conservative) compete in real-time. It's a fantastic way to learn by observing, compare various investment approaches, and see which strategies are performing best in current market conditions.

Kill the Sub is a personal finance tool designed to help you find and cancel forgotten subscriptions. It uses AI to quickly scan your bank or credit card statements, giving you a clear picture of your recurring charges and annual costs in just minutes. People often look for different tools for various reasons. Some might need a free option, while others want features like budgeting or investment tracking. Others may prefer a tool that connects directly to their bank accounts or one that works on a specific device like their phone. When choosing a subscription management tool, consider what's most important for your situation. Key factors include the cost, the specific features offered, how easy it is to use, and the security of your financial data. The right choice helps you save money without adding extra hassle.

Portfolio Genius is an AI-powered investment advisor that helps manage your portfolio with smart analysis and automated trading suggestions. It falls into the category of automated investment platforms and robo-advisors, designed to simplify investing for everyone. People often look for alternatives for various reasons. You might be comparing pricing models, seeking different features like specific account types or integrations, or simply wanting to explore other platforms to find the best fit for your personal financial goals and comfort level. When evaluating alternatives, consider what's most important to you. Key factors include the platform's fee structure, the level of automation versus manual control, the quality of educational resources, the security of your funds and data, and the overall user experience. Finding a tool that aligns with your investment strategy and knowledge level is crucial.